Direct debit: The debit will be made after the goods have been dispatched. You will be informed of the date by e-mail. 

The use of the payment methods invoice, hire purchase and direct debit requires a positive credit check. In this respect, we forward your data to Klarna for the purpose of the address and credit check as part of the purchase initiation and processing of the purchase contract. Please understand that we can only offer you those payment methods that are permissible based on the results of the credit check. Further information and Klarna's terms of use for Germany can be found here: https://cdn.klarna.com/1.0/shared/content/legal/terms/K502554/en_de/user and for Austria here: https://cdn.klarna.com/1.0/shared/content/legal/terms/K502554/en_at/user. General information about Klarna can be found here: www.klarna.com. Your personal data will be treated by Klarna in accordance with the applicable data protection regulations and as specified in Klarna's Data Protection Policy Germany/Austria.

Payment method Amazon Pay

In the order process, you will be redirected to the website of the online provider Amazon. In order to process the payment via Amazon, you must be registered with Amazon or register first and legitimise yourself with your access data. There you can select the delivery address and payment method stored with Amazon, confirm the use of your data by Amazon and the payment instruction to us. You will then be redirected back to our online shop where you can complete the ordering process. Immediately after you have placed your order, the transaction will be carried out automatically by Amazon. You can find more information at https://pay.amazon.com/help/201754210.

Payment method PayPal

Only a few steps to payment:
1. choose "PayPal" as payment method at the checkout. 
2. to process the payment, you will be redirected to the PayPal website.
3. if you are already a PayPal customer, you can log in with your PayPal user data and initiate the payment. If you do not yet have a PayPal account, you can create a PayPal account and then confirm the payment. For the payment methods direct debit via PayPal, credit card via PayPal and purchase on account via PayPal, the creation of a PayPal account is not necessary.
4. You will then be redirected back to us (www.homestyle4u.de/en/).

Payment in advance via bank transfer

Please transfer the invoice amount while indicating the order number easy to our bank account within 10 days.

Commerzbank Magdeburg
Homestyle4u GmbH & Co. KG
IBAN:   DE74810800000300615300
BIC:      DRESDEFF810

The receipt of your payment usually takes 1-2 working days. After checking the receipt of payment and allocation to your order, we will process your order immediately. We will also inform you of our bank details and order number separately by e-mail as part of the order processing.

Payment method cash payment on collection

You collect the goods from us yourself and pay on site cash or by EC card. We will first inform you by e-mail that the goods you ordered are ready for collection. In this case, no shipping costs will be charged.

After receiving this e-mail, you can collect the goods by appointment at the following address:

Homestyle4u GmbH & Co. KG - Lager 
Sudenburger Wuhne 61

39116 Magdeburg

 
Payment method Ivy Payment

Ivy Payment is a sustainable and TÜV-certified payment method. With every transaction, certified climate protection projects are financed without extra costs and effort.

You pay with Ivy directly from your bank account with a secured direct debit procedure like a real-time bank transfer. The payment is authorised without a password directly from your online banking or banking app.

Payment method Ratenkauf by easyCredit

I. Supplementary General Terms and Conditions for hire purchase by easyCredit

1. Scope of application and general terms and conditions of use The following supplementary General Terms and Conditions of Business (hereinafter referred to as GTC) apply between you and the merchant for all contracts concluded with the merchant in which the hire purchase by easyCredit (hereinafter referred to as hire purchase) is used. In the event of a conflict, the supplementary GTC take precedence over any other General Terms and Conditions of the merchant. An instalment purchase is only possible for customers who are consumers pursuant to § 13 BGB and have reached the age of 18.

2. Instalment purchase
For your purchase on the Internet, the merchant, with the support of TeamBank AG Nuremberg, Beuthener Straße 25, 90471 Nuremberg (hereinafter TeamBank AG), provides you with the instalment purchase as an additional payment option. The merchant reserves the right to check your creditworthiness. For further details, please refer to the payment by instalments data protection notice (see section II below). If the use of hire purchase is not possible due to insufficient creditworthiness or if the merchant turnover limit is reached, the merchant reserves the right to offer you an alternative billing option.

The contract for an instalment purchase is concluded between you and the retailer. With an instalment purchase, you decide to pay the purchase price in monthly instalments. Monthly instalments are to be paid over a fixed term, whereby the final instalment may differ from the previous instalment amounts. Ownership of the goods remains reserved until full payment has been made. The receivables arising from the use of hire purchase are assigned by the trader to TeamBank AG within the framework of a current factoring contract. Payments can only be made to TeamBank AG with debt-discharging effect.

3. Payment by instalments via SEPA direct debit
With the SEPA direct debit mandate issued with the purchase by instalments, you authorise TeamBank AG to collect the payments to be made through the purchase by instalments from your current account specified in the order process at the credit institution specified there by means of a SEPA direct debit. TeamBank AG will notify you of the collection by e-mail no later than one calendar day before the SEPA direct debit is due (pre-notification/advance notice). The collection will take place at the earliest on the date specified in the pre-notification. A later, more timely collection may take place. If a reduction in the purchase price amount occurs between the pre-notification and the due date (e.g. due to credit notes), the amount debited may differ from the amount stated in the pre-notification. You must ensure that your current account has sufficient funds on the due date. Your bank is not obliged to honour the direct debit if there are insufficient funds in your current account.

If a return debit note is made due to insufficient funds in the current account, due to an unauthorised objection by the account holder or due to the expiry of the current account, you will be in default even without a separate reminder, unless the return debit note results from a circumstance for which you are not responsible. The fees charged by your TeamBank AG bank in the event of a return debit note will be passed on to you and must be paid by you. If you are in default, TeamBank AG is entitled to charge a reasonable reminder fee or interest on arrears at a rate of five percentage points above the base rate of the European Central Bank for each reminder. Due to the high costs associated with a return debit note, we ask you not to object to the SEPA direct debit in the event of a withdrawal from the purchase contract, a return or a complaint. In these cases, the payment will be reversed in agreement with the merchant by transferring the corresponding amount back or by issuing a credit note.

II. Supplementary data protection information on hire purchase by easyCredit

For your order with the merchant you would like to use the instalment purchase by easyCredit of TeamBank AG Nürnberg, Beuthener Straße 25, 90471 Nürnberg (hereinafter TeamBank AG). In doing so, the merchant cooperates with TeamBank AG, which assists the merchant in determining the likelihood of proper payment. In order to be able to carry out these risk assessments, the merchant relies on transmitting your customer data to TeamBank AG.

In order to carry out the risk assessment, TeamBank AG also requires your consent to transmit selected data to credit agencies and other cooperation partners.

Data will only be transmitted if you expressly consent to this in separate declarations of consent. The declaration of consent is of course voluntary. However, please understand that you will not be able to use the hire purchase without giving this consent.

1. data transmission from the merchant to TeamBank AG The merchant will transmit data to TeamBank AG if you have given the merchant your consent to do so. This includes personal data, contact data, account data and data relating to your current and previous orders.

2. Collection of creditworthiness and risk information by TeamBank AG If you give TeamBank AG your consent, creditworthiness data and risk information will be obtained from credit agencies and other cooperation partners. The creditworthiness data is information that provides information about your creditworthiness, such as details of any titled claims against you and other creditworthiness data, in each case to the extent that use is permitted under the relevant data protection provisions. Risk information is obtained from cooperation partners in order to avoid cases of fraud. The cooperation partner collects and processes data with the help of cookies and other tracking technologies to determine the terminal device used by the visitor to this website and other data about the use of the website.

3. assignment of receivables to TeamBank AG Receivables arising from the use of hire purchase are assigned by the merchant to TeamBank AG within the framework of a current factoring contract. TeamBank AG processes and uses your customer data to the extent necessary to assert and enforce the assigned claims.

 4. Your right to revocation, information, correction, blocking and deletion You may revoke your consent at any time with effect for the future. Furthermore, you have a right to free information, correction, blocking and, if applicable, deletion of your personal data. Please address your request to the retailer at the address given in its imprint.

With regard to the data stored about you with the credit agencies, you will receive the corresponding information directly from the respective credit agencies:
- Creditreform Boniversum GmbH, Hellersbergstr. 11, 41460 Neuss, Germany
- SCHUFA Holding AG, Kormoranweg 5, 65201 Wiesbaden, Germany
- Infoscore Consumer Data GmbH, Rheinstraße 99, 76532 Baden-Baden, Germany

Please also note the data protection information of the retailer.